NPA Advisor in India
Advocate Ajay Gautam is a distinguished legal professional in India, recognized nationwide for his expertise in Non-Performing Assets (NPA) and One-Time Settlement (OTS) matters. Based in Jabalpur, Madhya Pradesh, he has over a decade of experience providing strategic legal counsel to banks, financial institutions, borrowers, and guarantors involved in complex debt recovery and financial disputes.
With in-depth knowledge of the SARFAESI Act, 2002 and the Recovery of Debts and Bankruptcy Act, 1993, Advocate Gautam effectively navigates clients through challenging financial proceedings. His proficiency in these laws enables him to challenge unlawful recoveries, negotiate fair settlements, and ensure compliance with RBI guidelines, representing both lenders and borrowers with balanced expertise.
He has successfully appeared before Debt Recovery Tribunals (DRT) and Debt Recovery Appellate Tribunals (DRAT) across India—including Delhi, Allahabad, and Chennai—handling cases related to Section 13 notices under SARFAESI, loan restructuring, and defense against coercive recovery actions. His strategic advocacy ensures procedural accuracy and favorable client outcomes.
Renowned for his client-centered approach, Advocate Gautam emphasizes transparency, ethical practice, and tailored legal strategies. He provides clear, practical advice that helps clients make informed decisions while safeguarding their legal and financial interests. This dedication has earned him the trust of a diverse clientele, from individual borrowers to major financial institutions.
A cornerstone of his practice is facilitating One-Time Settlements (OTS) to achieve amicable, legally sound resolutions that minimize litigation and promote financial stability. His ability to represent both sides gives him unique insight into achieving equitable and sustainable outcomes.
Expanding his reach, Ajay Gautam offers online legal consultations and digital case management, ensuring accessible, timely support for clients across India. His commitment to digital innovation reflects his mission to make quality legal services available beyond geographical boundaries.
Beyond his legal practice, Advocate Gautam contributes to legal education and public discourse as the founder of MediumPulse, a platform dedicated to discussions on law, governance, and social issues. His initiatives in environmental conservation further highlight his broader vision for social responsibility.
Ajay Gautam Advocate stands as a symbol of integrity, expertise, and client-focused service in India’s NPA and OTS legal landscape. Through his extensive experience, strategic advocacy, and dedication to justice, he continues to shape the field of banking and financial law while empowering clients with clarity and confidence.
