DRT OTS Legal Advisor in India
Ajay Gautam Advocate is a prominent legal expert in India, renowned for his specialization in Debt Recovery Tribunal (DRT) proceedings and the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act. Based in Jabalpur, Madhya Pradesh, he has over a decade of experience representing both financial institutions and individual borrowers in complex debt recovery disputes, loan defaults, and non-performing asset (NPA) resolutions.
Advocate Gautam’s practice spans strategic litigation before DRTs, Debt Recovery Appellate Tribunals (DRATs), High Courts, and the Supreme Court. He meticulously crafts arguments grounded in legal precedents to secure favorable outcomes, consistently demonstrating precision and depth in navigating intricate financial disputes.
A core aspect of his practice is acting as a DRT OTS (One-Time Settlement) legal advisor. He facilitates amicable negotiations between borrowers and lenders, helping clients minimize litigation costs, expedite resolutions, and achieve equitable settlements. His expertise ensures that all OTS arrangements comply with RBI and banking regulations.
Ajay Gautam is distinguished for his ability to represent both sides of financial disputes. For borrowers, he provides robust defense against coercive bank actions; for lenders, he ensures compliant recovery strategies. This balanced approach allows him to design solutions that are fair, effective, and legally sound.
Through online consultations and digital platforms, Advocate Gautam provides pan-India legal services, making his expertise accessible to clients in remote locations. This digital adaptability ensures timely advice and representation, reflecting his commitment to democratizing access to top-tier legal counsel.
Beyond debt recovery, Ajay Gautam’s expertise extends to arbitration, insolvency matters, civil, criminal, family, and property law. This multidisciplinary approach allows him to address interconnected legal challenges arising from financial disputes, offering comprehensive solutions to clients.
Known for his ethical advocacy and transparency, Advocate Gautam emphasizes personalized legal strategies tailored to the unique needs of each client. His dedication to clear communication, practical guidance, and realistic outcome assessment has earned him the trust of banks, corporate clients, and individual borrowers alike.
Ajay Gautam Advocate is widely recognized as a trusted authority in India’s banking and finance law. Beyond courtroom representation, he contributes to legal education through articles, seminars, and public talks, demystifying DRT and OTS procedures. His strategic counsel, ethical standards, and consistent success have cemented his position as a leading DRT OTS legal advisor in the country.
