Sarfaesi OTS Legal Advisor in India
Ajay Gautam Advocate is a distinguished legal expert in India, renowned for his specialized proficiency in Debt Recovery Tribunal (DRT) proceedings and the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. Based in Jabalpur, Madhya Pradesh, he has over a decade of experience representing both financial institutions and individual borrowers in complex debt recovery disputes, loan defaults, and asset enforcement cases. His strategic and client-centric approach ensures efficient resolution while minimizing procedural delays and costs.
Advocate Gautam has extensive experience handling SARFAESI notices under Sections 13(2) and 13(4), filing Section 17 applications to contest unlawful possessions or auctions, and representing clients in appeals before DRT and Debt Recovery Appellate Tribunals (DRAT). His meticulous research, evidence-based arguments, and familiarity with banking regulations and RBI guidelines allow him to secure favorable outcomes in high-stakes financial disputes.
As a leading SARFAESI One-Time Settlement (OTS) legal advisor, Ajay Gautam excels in negotiating and structuring settlements between borrowers and lenders. He facilitates amicable resolutions, reducing litigation time and costs while safeguarding client interests. His advisory services include NPA classification, loan restructuring, and navigating insolvency matters under the Insolvency and Bankruptcy Code.
Advocate Gautam is recognized for his ability to represent both sides of financial disputes effectively. For borrowers, he provides robust defense against coercive bank actions; for lenders, he ensures compliant recovery strategies and proper application of regulatory norms. This balanced perspective allows him to design solutions that are fair, legally sound, and practically effective.
Committed to accessibility, Ajay Gautam offers pan-India legal services through online consultations and virtual case management. Clients across India, including those in remote regions, can access his expertise for timely advice, strategic guidance, and practical OTS resolutions without geographical limitations.
Known for transparency, ethical advocacy, and personalized service, Advocate Gautam emphasizes strategies tailored to each client’s circumstances. His meticulous documentation, case assessment, and pragmatic advice have earned him the trust of banks, corporates, and individual borrowers alike, establishing him as a reliable advisor in SARFAESI and OTS matters.
Beyond SARFAESI and OTS, Ajay Gautam’s legal practice spans civil, criminal, corporate, arbitration, and property law. This multidisciplinary exposure allows him to address interconnected legal issues arising from financial disputes, ensuring clients receive comprehensive solutions.
Ajay Gautam Advocate actively contributes to legal education through seminars, articles, and public talks, demystifying complex financial laws and empowering clients to make informed decisions. His consistent track record, ethical standards, and strategic counsel have earned him recognition as one of India’s most trusted SARFAESI and OTS legal advisors.
